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By now, many of you will have heard of telematics or black box insurance policies, but we would like to explain a bit more about telematics and highlight some of the pros and cons of taking out a telematics policy.  A small unit is installed in your vehicle which continuously measures speed, geo position, braking force, rate of acceleration and severity.

Data is transmitted by a sim a card to a central computer where it is processed and assessment is made as whether the driving behaviour is high, medium or low risk.

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